Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

Antecedents of Consumer Trust in E-commerce (Indian Context)


Affiliations
1 Xcellon Institute, Ahmedabad, Gujarat, India
2 Dean-Managment, Marwadi Education Foundation, Rajkot, Gujarat, India
     

   Subscribe/Renew Journal


E-commerce offers a plethora of products & services to its customers. The virtual market since years has been trying to beat the traditional shopping patterns of customers. In this process it faced many difficulties. Researches revealed that customers were used to buying from brick & mortar stores because of lack of trust, perceived risk&discomfort of using technology which acted as deterrent in on-line shopping growth.

Based on Literature review related to antecedents of trust in e-commerce & indings of three focus groups conducted, eleven parameters were finalized for testing. Primary survey of 429 respondents was conducted on different strata, with a questionnaire, to include different perspective.

The study contributed to antecedent factors of trust in Indian context. The results indicated six major antecedents of trust as Honesty&Transparency, Payment options, Security in online Transaction environment, Brand building activities, After sales follow-up & Website design. A model was designed which ranked the antecedents on importance.

The implications of the study would help the marketers take steps to build trust of the customers.


Keywords

E-Commerce, E-Trust, Antecedent, Factors, Construct
Subscription Login to verify subscription
User
Notifications
Font Size


  • Aghdaie, Fatah al-Amiri et al (2011), “Factors affecting the attitude of trust in Internet purchasing from the perspective of consumers”, Interdisciplinary Journal Of Contemporary Research In Business, Vol. 3, No 5, pp 208-221.
  • Ba, S, & Pavlou, P A. (2002), “Evidence of the effect of trust building technology in electronic markets: price premiums & buyer behavior”, MIS Quarterly, vol. 26, no. 3, pp. 243–268.
  • Belanger, F, Hiller, J S, & Smith, W J (2002), 'Trustworthiness in electronic commerce: the role of privacy, security, & site attributes', Journal of Strategic Information Systems, vol. 11, no. 3–4, pp. 245–270.
  • Chen, S, & Dhillon, G S (2003), “Interpreting dimensions of consumer trust in ecommerce”, Information Technology & Management, vol. 4, no. 2–3, pp. 303– 318.
  • Chen, Y-H, & Barnes, S (2007), “Initial trust & online buyer behavior”, Industrial Management & Data Systems, vol. 107, no. 1, pp. 21–36.
  • Flavián, C, Guinalíu, M, & Gurrea, R (2006), “The role played by perceived usability, satisfaction & consumer trust on website loyalty”, Information & Management, vol. 43, no. 1, pp. 1–14.
  • Forsythe, S, Liu, C, Shannon, D, & Gardner, L C (2006), “Development of a scale to measure the perceived benefits & risks of online shopping”, Journal of Interactive Marketing, vol. 20, no. 2, pp. 55–75.
  • Gefen, D (2000), “E-commerce: the role of familiarity & trust”, Omega, vol. 28, no. 6, pp. 725– 737.
  • Gefen, D (2002), “Customer loyalty in e-commerce”, Journal of the Association for Information Systems, vol. 3, pp. 27–51.
  • Gefen, D (2002), “Reflections on the dimensions of trust & trustworthiness among online consumers”, ACM SIGMIS Database, vol. 33, no. 3, pp. 38–53.
  • Gefen, D, & Straub, D (2003), “Managing user trust in B2C eservices”, E-service Journal, vol. 2, no. 2, pp. 7–24.
  • Gefen, D, & Straub, D W (2004), “Consumer trust in B2C ecommerce & the importance of social presence: experiments in eproducts & e-services”, Omega, vol. 32, no.6, pp. 407–424.
  • Ha, H.Y. (2004), “Factors influencing consumer perceptions of brand trust online”, Journal of Product & Brand Management, 13/5 pp, 329–342.
  • Hoffman, D. L., Novak, T.P., & Peralta, M. (1999), “Building Consumer Trust On-line”, Communications of the ACM, 42(4), April: 80 - 85.
  • Hutt, M.D. & Speh, T.W. (2004), Business Marketing Management - A Strategic View of Industrial & Organizational Markets. 8th ed. Mason, Ohio: Thomson South-Western.
  • Jarvenpaa, S. L., & Grazioli, S. (1999), Surfing Among Sharks: How to Gain Trust in Cyberspace,. Financial Times, Mastering Information Technology Section, March 15, pp. 2-3.
  • Jarvenpaa, S.L., Tractinsky, N. & Vitale, M. (2000), “Consumer Trust in an Internet Store: Across-Cultural Validation”, Journal of Computer Mediated Communication, 1(1-2): 45-71.
  • Kaplan, S E, & Nieschwietz, R J (2003), '”A web assurance services model of trust for B2C e-commerce”, International Journal of Accounting Information Systems, vol. 4, no. 2, pp. 95–114.
  • Kim, D. & Benbasat, I. (2003), “Trust-Related Arguments in Internet Stores: A Framework for Evaluation” Journal of Electronic Commerce Research, Vol. 4 (2) pp. 49-64.
  • Kovar, S.; Burke, K.; & Kovar, B. (2000), “Selling Webtrust: an exploratory examination of factors influencing consumers’ decision to use online distribution channels”, The Review of Accounting Information Systems, 4(2): 39-52.
  • Kuan, H-H, & Bock, G-W (2007), “Trust transference in brick & click retailers: an investigation of the before-online-visit phase”, Information & Management, vol. 44, no. 2, pp. 175–187.
  • Li, X. Hess, T.J. Valacich, J.S. (2008), ”Why do we trust new technology? A study of initial trust formation with organizational information systems”. Journal of Strategic Information Systems, 17 pp 39–71.
  • Liang, T., & Huang, J. (1998), “An empirical study on consumer acceptance of products in electronic markets: a transaction cost model,” Decision Support Systems (24), pp. 29-43
  • Lim, K H, Sia, C-L, Lee, M K O, & Benbasat, I (2006), “Will I buy? An empirical study of two trust-building strategies”, Journal of Management Information Systems, vol. 23, no. 2, pp. 233–266.
  • Liu, C. & K. P. Arnett (2000), "Exploring the Factors Associated with Web Site Success in the Context of Electronic Commerce," Information & Management, 38 (1), 23-33.
  • Loshin, P. & Murphy, P. (1997), Electronic commerce - On-line Ordering & Digital Money, 2nd ed. Rockland, Massachusetts: Charles River Media Inc.
  • Lowengart, O., & Tractinskky, N. (2001), “Differential effects of product category on shoppers’ selection of web-based stores: a probabilistic modeling approach”, Journal of Electronic Commerce Research (2:4), pp.12-26.
  • McDonald, C. G. & Slawson, V. C., (2002), Reputation in an Internet auction market, Economic Inquiry, 40:633-50.
  • McKnight, D H, & Chervany, N L (1996), The meanings of trust, MISRC Working Papers Series, MIS Research Center, University of Minnesota, Minneapolis.
  • Melnik. M. I. & Aim, J., (2002), “Does a seller's reputation matter? Evidence from eBay auctions”. Journal of Industrial Economics 50; 337-49
  • Metzger, M., & Docter, S., (2003), “Public opinion & policy initiatives for online privacy protection”, Journal of Broadcasting & Electronic Media, 47(3), 350–374.
  • Park, C.H. & Kim, Y.G., (2003), “Identifying Key Factors Affecting Consumer Purchase Behavior in an Online Shopping Context”, International Journal of Retail & Distribution Management, vol. 31, pp. 16-29.
  • Pavlou, P A, & Fygenson, M (2006),”Understanding & predicting electronic commerce adoption: an extension of the theory of planned behavior”, MIS Quarterly, vol. 30, no. 1, pp. 115–143.
  • Pavlou, P A, & Gefen, D (2005), 'Psychological contract violation in online marketplaces: antecedents, consequences, & moderating role', Information Systems Research, vol. 16, no. 4, pp. 372–399.
  • Peterson, D. Meinert, D. Criswell, J. Crossland, M. (2007), “Consumer trust: privacy policies & third-party seals”, Journal of Small Business & Enterprise Development, 14/4 pp, 654-669.
  • Petrovic, O., Ksela, M., Fallenböck, M. & Kittl, C. (2003), Trust in the Network Economy. Vol. 2. Wien: Springer-Verlag Wien New York.
  • Salam, A F, Rao, H R, & Pegels, C C(2003), “Consumer-perceived risk in e-commerce transactions”, Communications of the ACM, vol. 46, no. 12, pp. 325–331.
  • Santos, J. (2003), “E-service quality: a model of virtual service quality dimensions”, Managing Service Quality, Vol. 13 No. 3, pp. 233-46.
  • Shankar, V, Urban, G L, & Sultan, F (2002), “Online trust: a stakeholder perspective, concepts, implications, & future directions”, Journal of Strategic Information Systems, vol. 11, no. 3-4, pp. 325-344.
  • Smith, H.J., Milberg, S.J., & Burke, S.J. (1996), “Information privacy: Measuring individuals’ concerns about organizational practices”, MIS Quarterly, 20(2), 167–196.
  • Suh, B, & Han, I (2002), “Effect of trust on customer acceptance of Internet banking”, Electronic Commerce Research & Applications, vol. 1, no. 3–4, pp. 247–263
  • Teo, T S H, & Liu, J (2007), “Consumer trust in e-commerce in the United States, Singapore & China”, Omega, vol. 35, no. 1, pp. 22–38.
  • Wang, Y.D., & Emurian, H.H. (2005), “An Overview of Online Trust: Concepts, Elements, & Implications”, Computers in Human Behavior, 21(1), 105-125.
  • Windham, L., & K. Orton (2000), The Soul of the New Consumer. New York: Allworth.
  • Yang, Z. & Jun, M. (2002), “Consumer perception of eservice quality: From internet purchaser & non purchaser perspectives”, Journal of Business Strategies, 19(1), 1941.
  • Yoon, Sung-Joon (2002), “The Antecedents & Consequences of Trust in Online Purchase Decisions”, Journal of Interactive Marketing, 16 (2), 47–63.
  • Zeithaml, V.A., Parasuraman, A. & Malhotra, A. (2002), “Service quality delivery through Web sites: a critical review of extant knowledge”, Journal of the Academy of Marketing Science, Vol. 30 No. 4, pp. 362-375.
  • Davis, F. D. (1989), "Perceived usefulness, perceived ease of use, and user acceptance of information technology", MIS Quarterly, 13 (3): 319–340.
  • Wol?nbarger, M.F. and Gilly, M.C. (2003), “eTailQ: dimensionalizing, measuring and predicting e-tail quality”, Journal of Retailing, Vol. 79 No. 3, pp. 183-98.

Abstract Views: 456

PDF Views: 0




  • Antecedents of Consumer Trust in E-commerce (Indian Context)

Abstract Views: 456  |  PDF Views: 0

Authors

Jitendra Sharma
Xcellon Institute, Ahmedabad, Gujarat, India
Daisy Kurien
Xcellon Institute, Ahmedabad, Gujarat, India
S. Chinnam Reddy
Dean-Managment, Marwadi Education Foundation, Rajkot, Gujarat, India

Abstract


E-commerce offers a plethora of products & services to its customers. The virtual market since years has been trying to beat the traditional shopping patterns of customers. In this process it faced many difficulties. Researches revealed that customers were used to buying from brick & mortar stores because of lack of trust, perceived risk&discomfort of using technology which acted as deterrent in on-line shopping growth.

Based on Literature review related to antecedents of trust in e-commerce & indings of three focus groups conducted, eleven parameters were finalized for testing. Primary survey of 429 respondents was conducted on different strata, with a questionnaire, to include different perspective.

The study contributed to antecedent factors of trust in Indian context. The results indicated six major antecedents of trust as Honesty&Transparency, Payment options, Security in online Transaction environment, Brand building activities, After sales follow-up & Website design. A model was designed which ranked the antecedents on importance.

The implications of the study would help the marketers take steps to build trust of the customers.


Keywords


E-Commerce, E-Trust, Antecedent, Factors, Construct

References