Indian Journal of Economics and Development

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Objectives: The study focuses on different schemes under the Pradhan Mantri Jan DhanYojana.

Methods/Statistical analysis: The study is based on secondary data collected and tabulated from different websites and IRDA Journals.

Findings: The study finds that various schemes under Pradhan Mantri Jan DhanYojana such as Pradhan MantriJeevanJyotiBimaYojana (PMJJBY), Atal Pension Yojana (APY), and Pradhan MantriSurakhaBimaYojana (PMSBY) are attractive due to their flexibility, throughout easy and clear process, easy claim process, highly reliable and economical insurance services.

Application/Improvements: Pradhan Mantri Jan DhanYojana is comprehensive financial scheme focused on unorganized sector workers, which includes financial services like banking to insurance etc. with motto of Jan-Dan se Jan Surakhsa.


Keywords

Pradhan Mantri Jan-Dhan Yojana, Jan Dhan se Jan Suraksha, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Jeevan Suraksha Yojana, Atal Pension Yojana, Claim Settlement.
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