INNOVISION Journal of Management Research

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Financial management helps in the proper functioning of every SHG. Every SHG has good
practice of managing the financial resources available with them. Finance can be raised by the
SHGs through microfinance. Through microfinance a small proportion of loan and other financial
support is provided to the poor in a small quantity by the financial institutions. SHGs are formed
by a group of people living in the same village known to each other and starttheir operations with
savings and create a fund. Proper monitoring and review by the management is very essential in
order to control the financial management of the group. The paper has attempted to understand
the financial management practiced by the SHGs with special reference to the SC-SHGS that
have been registered under economically weaker areas and also flood affected areas of rural
upper Assam.


Keywords

Financial Management, Microfinance, SHGs and SC Communities.
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