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Issues Faced by Micro Entrepreneurs in Banking:A Comparative Analysis of Public and Private Sector Banks


Affiliations
1 Department of Agricultural Economics and Business Management, Aligarh Muslim University, Aligarh (U.P.), India
2 Department of Economics, Aligarh Muslim University, Aligarh (U.P.), India
     

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Banking is one of the fastest growing industries in India. In spite of dominant position of public sector banks private sector banking in India revolutionizes the business environment. But micro enterprise in India is still under developed due to financial hindrance while they account good share in production and export. For the development of micro enterprises there should be a strong linkage with the banks. A primary study of 80 respondents has done to identify the issues associated with banking. Simple statistical technique chi-square and ANOVA is used to analyze the data. This study is helpful for banks to design a policy to deliver the service particularly to micro enterprises.

Keywords

Banking, Microenterprises, Economic Development.
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  • Issues Faced by Micro Entrepreneurs in Banking:A Comparative Analysis of Public and Private Sector Banks

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Authors

Waseem Khan
Department of Agricultural Economics and Business Management, Aligarh Muslim University, Aligarh (U.P.), India
Sana Fatima
Department of Economics, Aligarh Muslim University, Aligarh (U.P.), India

Abstract


Banking is one of the fastest growing industries in India. In spite of dominant position of public sector banks private sector banking in India revolutionizes the business environment. But micro enterprise in India is still under developed due to financial hindrance while they account good share in production and export. For the development of micro enterprises there should be a strong linkage with the banks. A primary study of 80 respondents has done to identify the issues associated with banking. Simple statistical technique chi-square and ANOVA is used to analyze the data. This study is helpful for banks to design a policy to deliver the service particularly to micro enterprises.

Keywords


Banking, Microenterprises, Economic Development.

References