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This conceptual paper indicates and emphasizes the women entrepreneurs as the potentially emerging human resource in the 21st century to overcome the economic challenges in global perspective. Women of 21st century is no more a traditional resource confined to homes only rather an educated, knowledgeable and innovative part of the overall population possessing the capacity to transform economies into thriving enterprises. Microfinance is often used to refer to financial services for poor and low-income clients. In practice, its definition is narrowed down to loans and other services from providers identifying themselves as "microfinance institutions," (MFIs). More broadly, microfinance is a movement envisioning a world where low-income households have permanent access to variety of high-quality financial services, including savings, insurance and money transfers. Between the 1950s and 1970s, governments and donors concentrated on providing agricultural credit to small and marginal farmers in a bid to raise productivity and incomes. In the middle of the 1990s, "microfinance," started to replace the term "microcredit," referring to a range of financial services to the poor, not just credit. Government can support microfinance by setting sound macroeconomic policy, providing stability and low inflation. Microfinance sector is having a healthy growth rate, there have been a number of concerns related to the sector, like grey areas in regulation, transparent pricing, low financial literacy etc. Developing and developed nations have realized that developing women entrepreneurship is indispensible to flourish as economically dominant nation in the modern high-tech world. Therefore, creation of platforms and networks for entrepreneurial culture are prominent issues globally.
Research design and Methodology: This is a concept paper and the researcher has adopted the method of reviewing different research articles, research journals, and case studies, to collect data about entrepreneurship and woman entrepreneurship which is consequently incorporated as a concept paper drafted by the researcher.
