DHARANA - Bhavan's International Journal of Business

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This short article dwells upon the concept of financial inclusion (FI) of a population, discusses it around the banking sector and its role in this context. It then considers measuring FI and suggests a few new quantitative measures of the same, along with their data requirements, which are not difficult to meet in practice. A brief mention is made about the Pradhan Mantri Jan Dhan Yojana (PMJDY) and its implications. Scope for some further work is indicated.

Keywords

Banking Sector, CRISIL Index, Deposit Penetration, Financial Inclusion/ Exclusion, National Sample Surveys, Reserve Bank of India.
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