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Narasimhan, Pushkala
- Two Stage Efficiency Analysis of Indian Public and Private Sector Banks in the Context of OBS
Authors
1 PG Department of Commerce, Myanmar Institute of Information Technology (MIIT), MM
2 Department of Math and Computer Science, Myanmar Institute of Information Technology (MIIT), MM
Source
SDMIMD Journal of Management, Vol 10, No 1 (2019), Pagination: 43-53Abstract
Efficiency is the only criteria to grow and sustain in the competitive markets. Due to technological innovations and emerging global market paradigm, any business organization is compelled to perform better than the yester-years. Banking sectors is one of the major players in the national economy and hence identifying the efficient ones and reducing the inefficient ones is a important task. Profitability is concerned, one look at the balance sheets and decide the rate of growth or decline in growth. In the banking context, one has to look in to the Off-Balance Sheet (OBS) items to study the growth pattern, rather than just depending on the balance Sheets alone. In general the OBS items appear as foot notes. Generally the efficiencies of financial institutions are decided based the standard approaches such as Ratio Analysis, a certain extend Regression Analysis.
A large number of studies based on OBS in the context of US banking sector and European Banking sectors have been done. A few research articles only available in Indian banking scenario in the context of OBS. This paper aims to bridge this gap. Last ten years good number of articles appeared based on Data Envelopment Analysis to study the efficiencies of various industrial sectors. In this paper, we have deployed the two-stage DEA to study the efficiencies of the public and private sector banks in the context of OBS.
Keywords
Data Envelopment Analysis (DEA), Frontier, Effectiveness, Off-Balance Sheet (OBS).Full Text
References
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- CEOs and Quiet Life Hypothesis – A Comparative Study on SBI and other Public Sector Banks in India
Authors
1 P. G., Department of Commerce, NMKRV College for Women, Bangalore – 560041, Karnataka, IN
2 Myanmar Institute of Information Technology, Mandalay, MM
3 V.V.V. College for Women, Virudhunagar – 626001, Tamil Nadu, IN
Source
SDMIMD Journal of Management, Vol 11, No 2 (2020), Pagination: 1-8Abstract
Quiet Life Hypothesis is a concept which ensures the players in an industry achieving and attaining the highest market share. But Quiet life is also possible with the very strong strategic and efficient leadership at CEO level of any organisation. Their tenure makes the organisation to emerge as industry’s behemoth like SBI. The QLH is tested in the Banking sector especially State Bank of India. Nevertheless, to say Ms. Arundhati Bhattacharya took over as CEO of SBI in Oct, 2013 and with her extended tenure till Oct 2017, she made SBI as the most efficient bank among all public sector banks in handling demonetisation, GST and implementing the road map of merger of all associate banks of SBI and Bharatiya Mahila Bank. The legacy of Ms. Arundhati left SBI in an extremely strategically stronger position than before she became CEO. This paper reveals that the exit of hers made SBI reap the benefits of Quiet Life in comparisons with other public and private sector banks in India.
Keywords
Efficiency of Banks, Market Concentration and Lerner’s Index.Full Text
References
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