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Periasamy, P.
- The Impact of Elnino on Soft and Hard Commodities, Reference to Commodity Markets and Commodity Derivatives in India – A Study
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Authors
P. Periasamy
1,
R. Satish
2
Affiliations
1 1Sathyabama University, Rajiv Gandhi Salai, Chennai - 600119, Tamilnadu, IN
2 MBA Department, SRR Engineering College, Padur, Chennai - 603103, Tamilnadu, IN
1 1Sathyabama University, Rajiv Gandhi Salai, Chennai - 600119, Tamilnadu, IN
2 MBA Department, SRR Engineering College, Padur, Chennai - 603103, Tamilnadu, IN
Source
Indian Journal of Science and Technology, Vol 9, No 19 (2016), Pagination:Abstract
ElNino is the irregular climate conditions which created by the warming of the pacific sea close to the equator, off the shore of South America. This happens when the typical exchange winds debilitate (or even switch), which lets the warm water that is generally found in the western Pacific stream rather towards the east. This warm water upischolar_mains the cooler water that is ordinarily found close to the surface of the eastern Pacific, setting off air changes that influence climate designs in numerous parts of the world. ElNino has gigantic effect over Soft Commodities, for example, Rice, Wheat, Sugarcane, Soya bean, Brunt Oil and so forth., and Hard commodity like Gold, Copper, and so forth., in Commodity markets and commodity derivatives over the world. The effects felt by these commodity markets and subordinate markets are examined in this article with the assistance of the reports put together by Japan, Australia, Asia, US, African climate reporting organizations.Keywords
El Nino, US, Hard Commodities, Soft Commodities- Socio–Economic Factors Influencing Default in Repayment of Loans at Primary Agricultural Co-Operative Credit Societies in Pudukkottai District
Abstract Views :225 |
PDF Views:132
Authors
Affiliations
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Commerce, Government Arts and Science College, Valparai – 642127, Tamil Nadu, IN
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Commerce, Government Arts and Science College, Valparai – 642127, Tamil Nadu, IN
Source
HuSS: International Journal of Research in Humanities and Social Sciences, Vol 9, No 1 (2022), Pagination: 37-42Abstract
The economic development of the nation depends on banks and financial institutions which provides financial assistance to uplift the poor and the under privileged sections. Co-operative banks form an important segment of the Indian financial system. It is only the co-operative banks that opened the doors of banks to the smallest of small man. It offers farm loans, equipment loans and allied services loans. But the perennial problem faced by the co-operative banks is the presence of overdues in all these years. The non-repayment of loans results in huge amounts of overdue, which destabilize the motto of the co-operative societies. The study examined influence of socio–economic characteristics on overdue of default borrowers. It was revealed that the area under irrigation, family consumption expenditure and total amount of credit borrowed had significantly influenced the overdues of both willful and non-willful defaulters.Keywords
Banks, Co-Operative Credit, Defaulter, Farmers and Overdue.References
- Balishter AK., Singh, Kumar S. Overdues of Loans in Agriculture - A Study. Agricultural Banker. 1991; 13:13–16.
- Viswanath AR. An Analysis of the Performance of Agricultural Credit Co-operatives and Their Overdues Problems in India. Indian Co-operative Review. 2001; 39(1):54–60.
- Singh AK, Singh VK. Credit Needs, Utilisation Pattern and Factors Causing Overdues in Varanasi District. Indian Journal of Agricultural Economics. 2005; 60(3):385–386.
- Jain R, Raju S.S. Credit Overdue and Farmers Perceptions on Agricultural Debt Waiver and Debt Relief Scheme. Journal of Agricultural Development and Policy. 2011; 21(2):73–86. https://www. researchgate.net/publication/281437/35.
- Mehmood Y, Ahmad M, Anjum MB. Factors Affecting Delay in Repayments of Agricultural Credit: A Case Study of District Kasur of Punjab Province. World Applied Sciences Journal. 2012; 17(4):447–451.
- Khan FM, Rituparna. To What Extent are Non-performing Assets Affecting the Profitability of Co-operative Banks in Maharashtra? Working Paper 2018-19, Research Gate, 2020; http://www.researchgate.net/publication/359551770