Informatics Publishing Limited

A. Ramesh ¹, S. Sreenivasa Murthy ², P. Vijaya Kumar ³

Affiliations
1 Vignana Jyothi Insitutute of Management, Hyderabad, IN
2 Institute of Public Enterprise, Hyderabad, IN
3 School of Management Studies, Andhra Pradesh, IN

Abstract

Life insurance is one of the popular financial services in India as life insurance premium, is used for income tax deduction under instruments under 80 CC of the Income Tax Act by tax assesses. Life insurance is one of the largest and fastest growing service industries in India. New products like ULIP (Unit Linked Insurance Polices) and use of internet technology and reintermediation have changed the dynamics of the life insurance industry. Life insurance accounted for 19.0% of the total household financial assets in India of INR 12, 356 billion in the financial year 2014-15. To boost the household savings, government has hiked the exemption limit by individuals in financial instruments from Rs. 1 lakh to Rs. 1.5 lakh. Post-liberalization of life insurance industry, old and well established public sector giant Life Insurance Corporation of India (LIC) is the market leader. There are numerous studies done to assess demographic variables association with the life insurance purchase but studies associated with policy preferences using multivariate analysis have been sparse. The current study makes modest attempts to fill the gap by assessing the life insurance policy preferences towards LIC using conjoint analysis based on decompositional approach and discusses the managerial implications.

Keywords

Life Insurance, Conjoint Analysis, Preferences.

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Saikrishna Reddy ¹, Akshaya Reddy ¹, Pranitha ¹, Sravani ¹, K. V. M. Krishna ¹, A. Ramesh ¹

Affiliations
1 Department of Pharmaceutics, Vishnu Institute of Pharmaceutical Education and Research, Telangana, IN

Abstract

A cream is a topical preparation usually for application to the skin. Creams for application to mucus membranes such as those of the rectum or vagina are also used. Creams may be considered pharmaceutical products as even cosmetic creams are based on techniques developed by pharmacy and unmedicated creams are highly used in a variety of skin situation (dermatoses). The use of the Finger tip unit concept may be helpful in guiding how much topical cream is necessary to cover different areas. Creams are semi-solid emulsions, that is mixtures of oil and water. They are divided into two types: oil-in-water (O/W) creams which are composed of small droplets of oil dispersed in a continuous phase, and water-in-oil (W/O) creams which are composed of small droplets of water dispersed in a continuous oily phase. Oil-in-water creams are more comfortable and cosmetically suitable as they are less greasy and more easily washed off using water. Water-in-oil creams are more difficult to handle but many drugs which are integrated into creams are hydrophobic and will be released more readily from a water- in-oil cream than an oil-in-water cream. Water-in-oil creams are also more moisturizing as they provide an oily barrier which reduces water loss from the stratum corneum, the outermost layer of the skin. Creams can be used for administering drugs via the vaginal route. Creams are used to help sun burns Composition: There are four main ingredients of the cream 1: Water 2: Oil 3: Emulsifier 4: Thickening agent.

Keywords

Cream, Topical Application.

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V. Uma Rani ¹, M. Sudhakar ¹, A. Ramesh ²

Affiliations
1 Malla Reddy College of Pharmacy, Maisammaguda, Dhulapally, Secunderabad, Affiliated to Osmania University, Telangana, IN
2 Vishnu Institute of Pharmaceutical Education and Research, Narsapur, Telangana, IN

Abstract

Pueraria tuberose Linn. is an inexpensive and efficient source to provide all the required nutrients and medicinal benefits for a healthy and rejuvenating body. The present investigation has been undertaken to evaluate the role of Pueraria tuberosa Linn. in modifying the sodium arsenate induced biochemical alterations in albino rats. Administration of sodium arsenate in rats induces oxidative stress, which leads to the generation of free radicals in the body. These free radicals interact with tissue leading to tissue damage i.e, kidney damage. Animals were divided into 6 groups, Group I (control group) rats were treated with normal saline (1mg/kg), Group II ( Positive Control) rats were treated with sodium arsenate (1mg/kg).Group III rats were treated with sodium arsenate (1mg/kg) and Vitamin E (100 mg/kg).Group IV rats were treated with sodium arsenate (1mg/kg) and Pueraria tuberosa linn. extract (50 mg/kg), Group V rats were treated with sodium arsenate (1mg/kg) and Pueraria tuberosa linn. extract (100 mg/kg) , Group VI rats were treated with sodium arsenate (1mg/kg) and hydroalcoholic extract of Pueraria tuberose linn (200mg/kg). After 21 days treatment, blood samples were collected and analyzed for the serum parameters viz BUN test, serum calcium test, serum iron test, Acid phosphatase test, Creatinine test. Antioxidant parameters like Malondialdehyde, catalase, Reduced glutathione and glutathione reductase were estimated. The kidney is removed and sectioned for histopathological examination. The hydroalcoholic extract of Pueraria tuberosa linn (tuber) inhibits the oxidative stress hypothesis mechanism. It was concluded that the extract of Pueraria tuberose linn (tuber) exerts nephroprotective activity could be attributed by presence of natural antioxidants, free radical scavenging.

Keywords

Sodium Arsenate, Nephrotoxicity, Blood Toxicity, Oxidative Stress, Kidney Ctamases.

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M. Kamalesh ¹, P. Karthick ¹, A. Ramesh ¹, M. Velliappan ¹, C. Mythili ¹

Affiliations
1 no, IN

Abstract

-Safety plays a major role in today’s world. Safety plays a major role in today’s world and it is necessary that good safety systems are to be implemented in places of education and work. This work modifies the existing safety model installed in industries and this system also be used in homes and offices. The main objective of the work is designing microcontroller based toxic gas detecting and alerting system. The hazardous gases like LPG, propane ammonia were sensed and displayed each and every second in the LCD display. If these gases exceed the normal level then an alarm is generated immediately and also an alert message (SMS) is sent to the authorized person through the GSM and app notification The advantage of this automated detection and alerting system over the manual method is that it offers quick response time and accurate detection of an emergency and in turn leading faster diffusion of the critical situation.

Keywords

The system also supports to provide real-time monitoring of concentration of the gases which presents in the air. As this method is automatic .

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