Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

Decoding Financial Investment Opportunities for Gen-Z


Affiliations
1 Symbiosis Centre for Management Studies, Pune, Maharashtra, India., India
     

   Subscribe/Renew Journal


Seeing Gen-Z struggling with financial investments and literacy was the motivation for conducting a research study like this. As members of this generation, we felt that there are a number of bridges between the financial world and the youth of India, which need to be studied and analysed before being addressed. This research paper is an embodiment of that. We chose three broad segments to study the cause-and-effect relationship on Demat accounts, financial literacy, and financial investments. The study provided valuable insights and concluded on a descriptive understanding.

Keywords

Financial Investment Opportunities, Financial Literacy, Dematerialisation Account, Gen-Z
Subscription Login to verify subscription
User
Notifications
Font Size

  • Beck, J. J., & Garris, R. O. (2019). Managing personal finance literacy in the United States: A case study.
  • Education Sciences, 9(2), 129.
  • Chavan, V. M., & Gaikwad, A. T. (2011). E-Banking in India: Challenges and opportunities.
  • Chen, H., & Volpe, R. P. (1998). An analysis of personal financial literacy among college students. Financial Services Review, 7(2), 107-128.
  • Chung, K. H., & Charoenwong, C. (1991). Investment options, assets in place, and the risk of stocks. Financial Management, 20(3), 21-33.
  • Cooremans, C. (2011). Make it strategic! Financial investment logic is not enough. Energy Efficiency, 4(4), 473-492.
  • Dieckmann, R., Speyer, B., Ebling, M., & Walter, N.(2007). Microfinance: An emerging investment opportunity. Deutsche Bank Research, 19, 1-20.
  • Francis, T., & Hoefel, F. (2018). True Gen’: Generation Z and its implications for companies. McKinsey & Company.
  • Garman, E. T., & Forgue, R. (2014). Personal finance.Cengage Learning.
  • Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
  • Jagtap, K. N. (2013). E-Banking - An overview. Tactful Management Research Journal, 1(4), 1-4.
  • Jovanovic, B. (2009). Investment options and the business cycle. Journal of Economic Theory, 144(6), 2247-2265.
  • Karjaluoto, H., Shaikh, A. A., Saarijärvi, H., & Saraniemi, S. (2019). How perceived value drives the use of mobile financial services apps. International Journal of Information Management, 47, 252-261.
  • Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. Journal of Consumer Affairs, 44(2), 358-380.
  • Mahajan, V., & Sharma, R. (2017). Future of depository with introduction of payment bank: A game changer to capital market.
  • Mandell, L., & Klein, L. S. (2009). The impact of financial literacy education on subsequent financial behavior. Journal of Financial Counseling and Planning, 20(1).
  • Peng, T. C. M., Bartholomae, S., Fox, J. J., & Cravener,G. (2007). The impact of personal finance education delivered in high school and college courses. Journal of Family and Economic Issues, 28(2), 265-284.
  • Pike, T. H. (2020). An investigation of the personal finance characteristics of Gen Z in secondary education programs (Doctoral dissertation, Appalachian State University).
  • Volpe, R. P., Chen, H., & Liu, S. (2006). An analysis of the importance of personal finance topics and the level of knowledge possessed by working adults. Financial Services Review, 15(1), 81-98.

Abstract Views: 101

PDF Views: 0




  • Decoding Financial Investment Opportunities for Gen-Z

Abstract Views: 101  |  PDF Views: 0

Authors

Vrishti Gupta
Symbiosis Centre for Management Studies, Pune, Maharashtra, India., India
Shaily Nihalani
Symbiosis Centre for Management Studies, Pune, Maharashtra, India., India

Abstract


Seeing Gen-Z struggling with financial investments and literacy was the motivation for conducting a research study like this. As members of this generation, we felt that there are a number of bridges between the financial world and the youth of India, which need to be studied and analysed before being addressed. This research paper is an embodiment of that. We chose three broad segments to study the cause-and-effect relationship on Demat accounts, financial literacy, and financial investments. The study provided valuable insights and concluded on a descriptive understanding.

Keywords


Financial Investment Opportunities, Financial Literacy, Dematerialisation Account, Gen-Z

References