IBMRD's Journal of Management & Research

Sangita B. Phunde ¹, Madhuri Godbole ¹, Supriya G. Sapa ¹

Affiliations
1 IMSCD&R, Ahmednagar, IN

Abstract

In India 70% population live in rural areas. This era is internet era. Information and communication technologies (ICT) play an important role in addressing, creating information rich societies and supporting livelihoods of the rural people. Realizing the difference in the needs of urban and rural people, if ICTs are properly deployed then rural people can contribute effectively in economic, social and political empowerment. In India ICT applications such as Warana, Dristee, Sari, Sks, E-Chaupal, Cybermohalla, Bhoomi, E-Mitra, Deesha, Star, Setu, Friends, E-Seva, Lokmitra, E-Post, Gramdoot, Dyandoot, Tarahaat, Dhan, Akshaya, Honeybee, Praja are functioning for rural development, still usage of ICT application in the Rural Development sector is relatively slow. There are many reasons for less usage of ICT applications in rural area. Some of them are poor infrastructure, power, environmental challenges, connectivity, human resources and other non-technical challenges The objective of this study is to find the effective solutions for the above mentioned problems to apply ICT for rural development.

Keywords

Connectivity, Environment, Green Computing, ICT, Rural.

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Supriya G. Sapa ¹

Affiliations
1 Institute of management Studies Career development & Research, Ahmednagar, IN

Abstract

Information and Communication Technology (ICT) has a profound impact on the social life of the people and on the economic structure of the nation. The real challenge is, to make use of internet and other ICT's, in order to create better economic opportunities and to reduce poverty. When used in a productive sphere, ICTs are most likely to improve the living standard of people, by affecting different business and service sectors especially the insurance sector. Insurance sector plays an important role in the growth of the country's economy. It is important to know the impacts and barriers of ICT on the insurance before implementing it. Once the process of insurance changes from manual to online, there are opportunities for the entrepreneur. The paper takes a critical look at the opportunities available for entrepreneur in e-insurance. This research is mainly focusing on various opportunities which are available to entrepreneur in e-insurance by knowing the benefits of ICTs application in the insurance sector and the barriers the insurance sector may face in complete ICT application.

Keywords

ICT, Insurance, Service Sectors, E-Insurance, Entrepreneurship

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