Innovations in the SHG-Bank Linkage Programme

NABARD pioneered the concept of SHG-Bank Linkage Programme way back in 1992 and made several innovations thereafter and guided banks and other stakeholders to support about 74 lakh families in the country to find a livelihood options in one or the other way. The crucial role played by NABARD over several years was to introduce lessons from feedbacks into the SHG-Bank Linkage strategy. These may have not been major structural innovations always, but they were innovations which were crucial for the programme to move forward, become more customer oriented and spread to new areas.