KHOJ: Journal of Indian Management Research and Practices

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Impact of Non-Performing Assets on Profitability and Productivity with Special Reference to Janata Sahakari Bank Ltd


Affiliations
1 Savitribai Phule Pune University, Research Center- VAMNICOM, India
 

Co-operative banks are stressed with mounting non-performing assets (NPA), which is one of the major determining factors of profitability and productivity. Hence, NPA management has become perilous job for co-operative banks. This paper evaluates the influence of nonperforming assets over the profitability and productivity of the bank. The results from the Pearson's correlation and regression analysis reveal that there is a negative correlation between the variables; non- performing assets, profitability and productivity of the bank. NPA, thus becomes one of the determining factors of profitability and productivity. Hence, management of NPA develops, as a principal fact for the bank for upholding the financial efficiency.

Keywords

Non-Performing Assets, Profitability, Productivity, Janata Sahakari Bank.
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  • Impact of Non-Performing Assets on Profitability and Productivity with Special Reference to Janata Sahakari Bank Ltd

Abstract Views: 497  |  PDF Views: 4

Authors

Vidula Anil Adkar
Savitribai Phule Pune University, Research Center- VAMNICOM, India

Abstract


Co-operative banks are stressed with mounting non-performing assets (NPA), which is one of the major determining factors of profitability and productivity. Hence, NPA management has become perilous job for co-operative banks. This paper evaluates the influence of nonperforming assets over the profitability and productivity of the bank. The results from the Pearson's correlation and regression analysis reveal that there is a negative correlation between the variables; non- performing assets, profitability and productivity of the bank. NPA, thus becomes one of the determining factors of profitability and productivity. Hence, management of NPA develops, as a principal fact for the bank for upholding the financial efficiency.

Keywords


Non-Performing Assets, Profitability, Productivity, Janata Sahakari Bank.

References