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Arrested Development:The Case of SJSRY Across Two Cities
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This paper examines the impact of Swarna Jayanti Shahari Rozgar Yojna (SJSRY), a poverty alleviation policy, in Delhi; in addition, it compares the impact of SJSRY, across two cities, Delhi and Mumbai.
SJSRY was operational nationally since 1.12. 1997.It was designed to provide skill/training, to form Self Help Groups, link groups to scheduled banks and create access to micro credit at reasonable rates from scheduled banks. It also aimed to spawn individual and group based micro enterprises, and create a self-managed hierarchy of local institutions with self-help groups at the base, their area level societies and ward level federations above. The scheme is more recently sub-sumed under the National Urban Livelihood Mission.
This paper examines the nature of human, social, financial and physical capital formation occurring through women in SHGs in two metropolitan cities Mumbai and Delhi. Methodologically, it does so through field work using probability sampling and juxtaposing the non-beneficiaries (control group) and beneficiaries of this scheme. It uses the primary, quantitative and qualitative data obtained to analyse the impact of the policy. The mechanisms for delivery in the two cities examined here are different, as are the outcomes.
SJSRY was operational nationally since 1.12. 1997.It was designed to provide skill/training, to form Self Help Groups, link groups to scheduled banks and create access to micro credit at reasonable rates from scheduled banks. It also aimed to spawn individual and group based micro enterprises, and create a self-managed hierarchy of local institutions with self-help groups at the base, their area level societies and ward level federations above. The scheme is more recently sub-sumed under the National Urban Livelihood Mission.
This paper examines the nature of human, social, financial and physical capital formation occurring through women in SHGs in two metropolitan cities Mumbai and Delhi. Methodologically, it does so through field work using probability sampling and juxtaposing the non-beneficiaries (control group) and beneficiaries of this scheme. It uses the primary, quantitative and qualitative data obtained to analyse the impact of the policy. The mechanisms for delivery in the two cities examined here are different, as are the outcomes.
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