International Journal of Innovative Research and Development

Sachin R. Agrawal , S. S. Solanke , Deshmane Gajanan

Abstract

The Finance in terms of deposits and advances will depend on the bank policies to lend and take deposits with inter rate which will attract the account holders. The paper deals with the banking past, future and present. The research paper shows how the past conditions were utilized in the present and the present demanding are to be fulfilled in the future. The future needs of the business of banking may provide a good and long life ahead.
The Banking system India has magnificent past, dazzling future and satisfying present which can be observed by supporting the recession period from last five years. The Banks are the important organizations in society which require assurance of customers to keep their assets in terms of money and gold in banks. The banks have to follow harsh policies in terms asset and liabilities management. The banks are using ICT facilities to provide better service to the account holders. The authors have done decent effort to find out the major issues of the banks in India to the readers to update their knowledge. The banks in future will be very susceptible to the altering environment of the world wide customer.

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