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Pasha, Mohammed Arif
- Basel Norms and Indian Banking Sector
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PDF Views:77
Authors
Affiliations
1 Department-MBA Programme, Brindavan College, Bengaluru 560 063, IN
1 Department-MBA Programme, Brindavan College, Bengaluru 560 063, IN
Source
DHARANA - Bhavan's International Journal of Business, Vol 7, No 2 (2013), Pagination: 78-86Abstract
This synoptic paper outlines the growth of Indian commercial banking sector and examines impact of Basel norms on the same. In this process, the preparedness of banks and related issues are examined through a survey of bank personnel. The recent trends in CAR and NPA of the banks are also pointed out. A few conclusions are derived and some recommendations are made. The scope for further work is indicated.Keywords
Bank for International Settlements(BIS), Basel Committee on Banking Supervision (BCBS), Basel Norms, Capital Adequacy Ratio(CAR), Capital to Risk-Assets Ratio(CRAR), Credit Risk, Market Discipline (MD), Market Risk, Minimum Capital Requirements (MCR), Non-Performing Assets (NPA), Operational Risk, Supervisory Review Process (SRP).Full Text
References
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- Non-Performing Assets of Indian Commercial Banks:A Critical Evaluation
Abstract Views :157 |
PDF Views:76
Authors
Affiliations
1 Department of MBA, Brindavan College, Yelahanka, Bangalore, IN
1 Department of MBA, Brindavan College, Yelahanka, Bangalore, IN
Source
DHARANA - Bhavan's International Journal of Business, Vol 8, No 1 (2014), Pagination: 3-10Abstract
The issue of Non-Performing Assets (NPA) in the banks is discussed. The magnitude and trend in NPA are studied for the 5 year period 2008-13, using a suitable classification of the banks. A critical evaluation of the reasons and a few recommendations are made which have positive practical implications.Keywords
Asset Quality, Capital Adequacy Ratio, Development Envelopment Analysis, Doubtful Assets, Financial Intermediation, Financial Sector Reforms, Interest Rate Spread, Loan Servicing and Collateral, Loss Assets, Non-Performing Assets, Private Sector Banks, PuFull Text
References
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- Vohra, P.S and Dhamu, J. (2012): NPA management-Always a critical issue for banking industry. Journal of banking, information and management. 9(2), 25-32