Refine your search
Collections
Co-Authors
Journals
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All
Arora, Sangeeta
- Performance of Microfinance Services in Urban Punjab: A Customers' Perspective
Abstract Views :180 |
PDF Views:141
Authors
Sangeeta Arora
1,
Sapna
2
Affiliations
1 Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar-143001, IN
2 Department of Commerce and Business Management, Guru Nanak Dev University, vAmritsar-143001, IN
1 Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar-143001, IN
2 Department of Commerce and Business Management, Guru Nanak Dev University, vAmritsar-143001, IN
Source
Management Dynamics, Vol 13, No 1 (2013), Pagination: 1-15Abstract
This paper analyses the qualitative performance of microfinance services in Urban Punjab as perceived by the beneficiaries. The success of microfinance in achieving its social objectives, effectiveness of the systems, role of HR and the ultimate impact it has on its customers has been taken into consideration. For this, the customers were asked to fill the questionnaires and a comparison of formal and informal service providers was made. The factor analysis technique followed by weighted average score ranked the various performance indicators. Even though the loan policies of formal channels were found favorable, they could not transform the status of the poor.Keywords
Qualitative Performance, Accessibility, Impact, Loan Policies, Procedural Formalities.- A Factors Influencing Investors towards Investing in Fd's:An Empirical Study of Individual Investors of Punjab
Abstract Views :271 |
PDF Views:97
Authors
Affiliations
1 SSSS College of Commerce for Women, Amritsar, IN
2 Department of Commerce, GNDU, Amritsar, IN
1 SSSS College of Commerce for Women, Amritsar, IN
2 Department of Commerce, GNDU, Amritsar, IN
Source
Vishwakarma Business Review, Vol 6, No 1 (2016), Pagination: 71-81Abstract
The paper is an empirical attempt to analyze the perception of individual investors of stock market of Punjab towards investing in fixed deposits. For the purpose, the factors affecting the decisions of individual stock investors to invest in fixed deposits were gauged. A pre-tested, well structured questionnaire which was administered personally and the responses of 241 respondents are analyzed. The responses have been analyzed with the help of Factor Analysis applied to group variables into identifiable categories. Variables could be grouped into ten factors with the help of factor analysis influencing investors to invest in fixed deposits i.e. Probable Benefits Factor, Others' Recommendations Factor, Market Indicators Factor, Integrity Factor, Saving Benefit Factor, Security Needs Factor, Social reasons Factor, Services Factor, Herd effects Factor and Personal financial needs Factor. The current research will be helpful to bank intermediaries and financial advisors in understanding the attitude of individual stock investors and offering them advice as per their state of mind.Keywords
Individual Investors, Weighted Average Scores, Factor Analysis, Fixed Deposits (FD's), Investor Behavior.- Perceived Risk Dimensions & its Impact on Intention to Use E-Banking Services:A Conceptual Study
Abstract Views :200 |
PDF Views:0
Authors
Affiliations
1 Department of Commerce, Guru Nanak Dev University, Amritsar, Punjab, IN
1 Department of Commerce, Guru Nanak Dev University, Amritsar, Punjab, IN