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Waghmare, Pranita M.
- Study on Awareness of Credit Card Frauds
Abstract Views :249 |
PDF Views:92
Authors
Affiliations
1 Mumbai Educational Trust, Institute of Management, University of Mumbai, IN
2 UGC-NET, Mumbai Educational Trust, Institute of Management, University of Mumbai, IN
1 Mumbai Educational Trust, Institute of Management, University of Mumbai, IN
2 UGC-NET, Mumbai Educational Trust, Institute of Management, University of Mumbai, IN
Source
IBMRD's Journal of Management & Research, Vol 8, No 2 (2019), Pagination: 8-20Abstract
Plastic money is a new trend in the economy which is a suitable alternative for cash payment. Credit card is one of them. It is a plastic card issued by a Bank and a Non-Banking Financial Company ready to lend money to its customers. It encourages the customers to spend on goods and services, based on the credit sanctioned to them. This limit relies on the earning capability of the individual. The repayment is done along with interest either after a period of 45 days or on monthly billing basis. There are pros and cons of using the credit card. Increasing fraud amongst its users is the main drawback. The problem of fraud is a serious issue in e-banking services that threaten the credit card transactions. Fraud is a public law violation in which the fraudster gains an unlawful advantage or causes unlawful damage. The survey enlightens upon the awareness of the credit card frauds among its users.Keywords
Awareness, Credit Card, Fraud, Repayment, Unlawful.References
- Anju Rohilla, Ipshita Bansal(2015, April-June).” Credit Card Frauds: An Indian Perspective”, Volume 2, Issue 6, pp. 591-597
- Delamaire,L, Abdou, HAH and Pointon, J(2009). “Credit card fraud and detection techniques: areview”, Volume 4 Issue 2
- K.Kathirvel(2013, March).”Credit card frauds and measures to detect and prevent them",Volume 2 Issue 3 Karthik G Menon, Mahima Balan, M. Soumya Krishnan(2017, July).” An Investigative Research on Fraud Analysis in Digital Banking”, 11-special issue.
- Linda Mary Simon, S.Saravanan(2012, November). “A Study on Customers Satisfaction TowardsCredit Card Services Provided by State Bank of India, with special reference to Coimbatore City ”,Volume 2, Issue 2.
- N. Sivakumar, R.Balasubramanian(2015). “Fraud Detection in Credit Card Transactions: Classification, Risks and Prevention Techniques”, Volume 6, Issue 2.
- S.Sudhagar( 2012, July-Aug). “A Study on Perception and Awareness on Credit Cards among Bank Customers in Krishnagiri District”, Volume 2, Issue 3, P P 14-23.
- Suman, Mitali Bansal (2014, March). Survey Paper on Credit Card Fraud Detection, Volume 3 Issue 3.
- Suman, Nutan(2013, July). “Review Paper on Credit Card Fraud Detection”, Volume 4, Issue7
- A Study on Gold Trends: India vs China
Abstract Views :325 |
PDF Views:90
Authors
Affiliations
1 MBA Student, Mumbai Educational Trust, Institute of Management, Bandra, University of Mumbai, IN
2 Assistant Professor, UGC-NET Mumbai Educational Trust, Institute of Management, Bandra, University of Mumbai, IN
1 MBA Student, Mumbai Educational Trust, Institute of Management, Bandra, University of Mumbai, IN
2 Assistant Professor, UGC-NET Mumbai Educational Trust, Institute of Management, Bandra, University of Mumbai, IN
Source
IBMRD's Journal of Management & Research, Vol 9, No 1 (2020), Pagination: 10-20Abstract
Indians consider the yellow metal as an object of luxury believed to be worthy for only gods and rulers. The metal is a symbol of wealth, supremacy, beauty, and cream of the crop and holds immense religious magnitude in Indian culture, gold is conventionally considered a good inflation hedge and during times of inflation the price is likely to rise. Gold investment is important in India. The Gold Monetization Scheme, as introduced by the government of India, aims to monetize gold so that it earns interest. The objective was to mobilize gold held by households and institutions in the country and put them to productive use. This paper elaborates a study of gold trends in India vs. China.Keywords
Gold Trends, Gold Monetization Scheme, Inflation, Mobilize.References
- Nirupama Soundararajan, Arindam Goswami (2017, April). Gold Monetisation-Unravelling the Constraints.
- (2018, June). World Gold Council, China's jewellery market-quietly improving.
- Zhang Chenghui, Chen Daofu (2018, July). World gold Council, Recommendations for the further development of China's gold market.
- Roman Grynberg, Teresia Kaulihowa (2018, October). Gold Jewellery Demand and Gold Price Volatility: A Global Perspective.
- Vaibhav Aggarwal (2018, January). Indian Gold Demand and Consumer Buying Pattern: An Industry Perspective.
- J K Raju, Manjunath B R (2018, February)., A Study on Performance Evaluation of Gold ETFs in India.
- Charan Singh, Amrutha Das (2017, January).How to Make the Gold Monetisation SchemeSuccessful.
- Gerry Chen (2018, October). Potential for growth in China's jewellery market.
- Moradia, Abha, Mehta, Ashish C (2018, August). Analyzing Gold Returns: Indian Perspective.
- Girish Karunakaran Nair, Nidhi Choudhary (2015). The Relationship between Gold Prices and Exchange Value of US Dollar in India.
- Niti Aayog (2018, February). Transforming India's Gold Market.
- Nirupama Soundararajan, Arindam Goswami (2014, December). FICCI, Why India needs a Gold Policy.