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Anil, Kanwal
- Qualitative Research on Issues and Trends in the Bancassurance Model in India:An Interview Report
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Authors
Jyoti Bansal
1,
Kanwal Anil
2
Affiliations
1 FICCI Research & Analysis Centre, New Delhi, IN
2 School of Business Public Policy and Social Entrepreneurship, Ambedkar University Delhi, Delhi, IN
1 FICCI Research & Analysis Centre, New Delhi, IN
2 School of Business Public Policy and Social Entrepreneurship, Ambedkar University Delhi, Delhi, IN
Source
International Journal of Banking, Risk and Insurance, Vol 6, No 2 (2018), Pagination: 67-78Abstract
The article attempts to understand the issues and challenges faced by the banking sector in implementing the bancassurance business model by using interview-based methodology. The study includes the challenges faced by supply side, that is, the banks or insurance’s perspective. There have been prior researches on the issues and challenges existed but either from the customer’s point of view or in general. The major issues and challenges that banks face include lack of awareness of customer, long-term vision, trust-high competition, different objective of partners, marketing-distribution channels, capital allocation, training and knowledge of staff, and complication of multiple tie-ups. On the other hand, trends in bancassurance include sales through multiple channels, telemarketing as the direct channel, bundling, digitalization, and multi tabs.Keywords
Bancassurance, Bancassurance Trends, Bancassurance Challenges, Banking, Insurance Issues, Qualitative Research.
References
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- Kaur, M. (2016). Bancassurance: A Base for Financial Inclusion. International Journal of Applied Research, 2(2), 144-146.
- Dahiya, P. (2016). Scenario of Bancassurance in the Indian financial market: A study of the selected life. International Journal of Commerce and Management Research, 2(9), 38-44.
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- De-Globalization and Impact of Brexit on Global Economy and SAARC Nations
Abstract Views :204 |
PDF Views:0
Authors
Affiliations
1 Ambedkar University Delhi, Delhi, IN
1 Ambedkar University Delhi, Delhi, IN
Source
International Journal of Business Ethics in Developing Economies, Vol 7, No 1 (2018), Pagination: 32-40Abstract
The paper attempts to discuss the new and upcoming concept of de-globalization in the context of the latest issue making waves on the international circuit, that is, Brexit—the exit of Britain from the European Union (EU) through a referendum held on 23rd June 2016.
The paper first builds upon the historical context of the term ‘globalisation’, its genesis and history and throws light on the economic, political and cultural connotations of the term. It then moves on to discuss and define the upcoming and pertinent issues, which have surfaced to the forefront of the developed economies like ‘Corporate capitalism’, ‘Neoliberalism’, ‘Alter or Anti-globalisation’, and now finally ‘de-globalisation’. By connecting these dots together, the paper attempts to bring about the impact of Brexit on Britain, the EU, and world economy at large by specifically bringing out arguments in favour and against the Brexit proposal. The paper further delves down to discuss, underline, and elaborate on the lessons, which the South Asian Association for Regional Cooperation nations, especially India, can learn from this policy of de-globalization being adopted by the British economy.
Keywords
Globalisation, De-Globalisation, Brexit.References
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