Indian Journal of Economics and Development

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Jan-Dhan Se Jan Suraksha – A Comprehensive Study of Pradhan Mantri Jan DhanYojana


Affiliations
1 School of Banking and Finance, Jagran Lakecity University, Bhopal, M.P., India
 

Objectives: The study focuses on different schemes under the Pradhan Mantri Jan DhanYojana.

Methods/Statistical analysis: The study is based on secondary data collected and tabulated from different websites and IRDA Journals.

Findings: The study finds that various schemes under Pradhan Mantri Jan DhanYojana such as Pradhan MantriJeevanJyotiBimaYojana (PMJJBY), Atal Pension Yojana (APY), and Pradhan MantriSurakhaBimaYojana (PMSBY) are attractive due to their flexibility, throughout easy and clear process, easy claim process, highly reliable and economical insurance services.

Application/Improvements: Pradhan Mantri Jan DhanYojana is comprehensive financial scheme focused on unorganized sector workers, which includes financial services like banking to insurance etc. with motto of Jan-Dan se Jan Surakhsa.


Keywords

Pradhan Mantri Jan-Dhan Yojana, Jan Dhan se Jan Suraksha, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Jeevan Suraksha Yojana, Atal Pension Yojana, Claim Settlement.
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  • Yadav Rajesh K. and MohaniaSarvesh. Claim settlement of Life Insurance Policies in Insurance Services with Special Reference to Life Insurance Corporation of India. Indian Journal of Economics and Development. 2014; 29, 1(1), 29-37.

  • Yadav Rajesh K. and MohaniaSarvesh. A Case Study with Overview of Pradhan MantriSurakshaBimaYojana – A Scheme of Pradhan Mantri Jan DhanYojana. World Scientific News. 2016; 36,127-137.

  • Progress-Report. http://www.pmjdy.gov.in/account. Date accessed: 15/06/2016.

  • 10.17 crore people enrolled under PMJJBY and PMSBY social security schemes: FM ArunJaitley. http://economictimes.indiatimes.com/articleshow/47644817.cms?utm_source=con tentofinterest&utm_medium=text&utm_campaign=cppst. Date accessed: 20/06/2016.

  • Yadav Rajesh K. and MohaniaSarvesh. Pradhan MantriJeevanJyotiBimaYojana – A Case Study of Pradhan Mantri Jan DhanYojana. World Scientific News. 2016; 31, 35-46.

  • Brief on Atal Pension Yojana. http://www.pfrda.org.in//MyAuth/Admin/showimg .cshtml?ID=760. Date Accessed: 15/05/2016.

  • Yadav Rajesh K. and MohaniaSarvesh. A Case Study with Overview of Pradhan Mantri Jan DhanYojana (Atal Pension Yojana). World Scientific News. 2016; 29, 124-134.

  • Frequently asked Questions. www.jansuraksha.gov.in/files/pmsby/ENGLISH/FAQ.pdf. Date Accessed: 04/06/2016.

  • Claim info PMJJBY. http://www.jansuraksha.gov.in/claims-pmjjby.aspx. Date accessed: 14/6/2016.

  • Claim-Info PMSBY. http://www.jansuraksha.gov.in/claims-pmsby.aspx. Date accessed: 15/06/2016.

  • Jan Dhan se Jan Suraksha. http://www.jansuraksha.gov.in/Default.aspx. Date accessed: 04/06/2016.


Abstract Views: 250

PDF Views: 290




  • Jan-Dhan Se Jan Suraksha – A Comprehensive Study of Pradhan Mantri Jan DhanYojana

Abstract Views: 250  |  PDF Views: 290

Authors

Rajesh K. Yadav
School of Banking and Finance, Jagran Lakecity University, Bhopal, M.P., India
Sarvesh Mohania
School of Banking and Finance, Jagran Lakecity University, Bhopal, M.P., India

Abstract


Objectives: The study focuses on different schemes under the Pradhan Mantri Jan DhanYojana.

Methods/Statistical analysis: The study is based on secondary data collected and tabulated from different websites and IRDA Journals.

Findings: The study finds that various schemes under Pradhan Mantri Jan DhanYojana such as Pradhan MantriJeevanJyotiBimaYojana (PMJJBY), Atal Pension Yojana (APY), and Pradhan MantriSurakhaBimaYojana (PMSBY) are attractive due to their flexibility, throughout easy and clear process, easy claim process, highly reliable and economical insurance services.

Application/Improvements: Pradhan Mantri Jan DhanYojana is comprehensive financial scheme focused on unorganized sector workers, which includes financial services like banking to insurance etc. with motto of Jan-Dan se Jan Surakhsa.


Keywords


Pradhan Mantri Jan-Dhan Yojana, Jan Dhan se Jan Suraksha, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Jeevan Suraksha Yojana, Atal Pension Yojana, Claim Settlement.

References