ANVESHAK-International Journal of Management

Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

Empirical Analysis of Agriculture Credit Structure in Haryana


Affiliations
1 Phd Research Scholar, Department of Economics, Maharshi Dayanand University, Rohtak, Haryana, India
     

   Subscribe/Renew Journal


This paper examines the concerns and issues in agricultural credit in Haryana. The analysis states that the credit delivery to the agriculture sector continues to be insufficient. It appears that the banking system is still hesitant on various grounds to provide credit to small and marginal farmers. Transformation in banking policies and practices and the resultant of and access to total bank credit during the post-bank nationalization period have not satisfactorily addressed equitable and efficient delivery of agriculture and rural credit. Due to declining in public capital formation in the rural and agriculture sector and the persistent unenthusiastic attitude of rural bankers towards formal financing, the planners and policymakers are believe on microfinance to suitably supplement formal banking in Haryana.


Keywords

Agriculture Credit, Banking, Planners, Small Farmers
Subscription Login to verify subscription
User
Notifications
Font Size


  • Naryanan. (1987). “Problems of agriculture loans”, Kurukshetra, 1987, Vol. 35, No. 7, pp. 17-18.

  • Narasaiah, M. L. (2003). Rural Banking in India, Discovery Publishing House, New Delhi, 2003.

  • Burgess, R., & Pande, R. (2005). “Do rural banks matter? Evidence from the Indian Social Banking Experiment”, American Economic Review, 2005, Vol. 95, pp. 780-795.

  • Mohan, R. (2006). “Agricultural credit in India - Status, issues and future agenda”, Economic and Political Weekly, 2006, Vol. 41, pp. 1013-1021.

  • Golait, R. (2007). “Current issues in agriculture credit in India: An assessment”, RBI Occasional Papers, 2007, Vol. 28, pp. 79-100.

  • Sriram, M. S. (2007). “Productivity of rural credit: A review of issues and some recent literature”, Indian Institute of Management Ahmedabad, Working Paper No.2007-06-01.

  • Haryana: Bolstering Industrialization. 2015 May.

  • Annual Credit Plans for the District of which the PNB is the Lead Bank.

  • State Level Bankers Committee, Haryana various issues.

  • Directorate of Economics and Statistics, Agricultural Statistics at a Glance, (Annual issues from 1970 to 2008) Ministry of Agriculture and Cooperation, Government of India, New Delhi.


Abstract Views: 354

PDF Views: 0




  • Empirical Analysis of Agriculture Credit Structure in Haryana

Abstract Views: 354  |  PDF Views: 0

Authors

Anu Malik
Phd Research Scholar, Department of Economics, Maharshi Dayanand University, Rohtak, Haryana, India

Abstract


This paper examines the concerns and issues in agricultural credit in Haryana. The analysis states that the credit delivery to the agriculture sector continues to be insufficient. It appears that the banking system is still hesitant on various grounds to provide credit to small and marginal farmers. Transformation in banking policies and practices and the resultant of and access to total bank credit during the post-bank nationalization period have not satisfactorily addressed equitable and efficient delivery of agriculture and rural credit. Due to declining in public capital formation in the rural and agriculture sector and the persistent unenthusiastic attitude of rural bankers towards formal financing, the planners and policymakers are believe on microfinance to suitably supplement formal banking in Haryana.


Keywords


Agriculture Credit, Banking, Planners, Small Farmers

References





DOI: https://doi.org/10.15410/aijm%2F2021%2Fv10i1%2F151371