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Shah, Deepak
- Determinants of Financial Services to the Households in India:Empirical Evidence from IHDS (2005)
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1 Gokhale Institute of Politics and Economics, Pune 411004, Maharashtra, IN
1 Gokhale Institute of Politics and Economics, Pune 411004, Maharashtra, IN
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 54, No 3 (2012), Pagination: 372-384Abstract
Access to credit is widely accepted as a means to improve the welfare of individuals and households, both in the short, and long-runs. Credit facilitates investment in human and physical capital, thereby helps in achieving growth, globalization and development in the long-run. In short-run, it allows consumption smoothing in the event of an adverse income shock to the households. Keeping the importance of credit, this study evaluates various factors influencing demand for credit, its formal sources and access to insurance to the households in India. The study shows that the demand for credit is strongly influenced by location, sources of income, size of the family, membership of SHGs and other factors. Regional variances identified in the study show the urgent need for policy intervention to emancipate the urban dwellers in regions where demand for and access to credit are lowest.
- Empirical Assessment of Pre- and Post-Harvest Losses of Soyabean Crop in Maharashtra
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1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 56, No 3 (2014), Pagination: 307-317Abstract
This study attempts to estimate the losses occurring during the pre- and postharvest stages of soyabean among oilseeds cultivated in Maharashtra. It shows about 14-16 per cent of the total production of soyabean as lost on account of pre-harvest, harvest and post-harvest operations. Such a high loss of crop production is a matter of concern. Therefore, efforts need to be initiated to curb it by adopting appropriate measures. Programme initiatives such as adoption of improved pre- and post-harvest technology and water and pest control practices will not only increase the productivity of individual crops and their quality but are also likely to substantially minimize the postharvest losses, increase the total crop area cover and generate adequate quality surplus for their conversion into value-added food products.- Technology Adoption under NFSM Programme for Pulses Crops in Maharashtra:An Empirical Assessment
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1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 56, No 2 (2014), Pagination: 294-304Abstract
The study shows positive impact of NFSM programme on pulses crops cultivation in Maharashtra since the element of profit involved in their cultivation was substantially high after its implementation. The plausible reasons for rise in profit margins could be traced to higher productivity, higher prices on offer, adoption of improved varieties of seeds, higher adoption of recommended practices (including application of organic manure, chemical fertilizers, and so on), assistance received under NFSM-pulses programme, etc. The initiation of NFSM-pulses would certainly pay rich dividend since the major thrust of this programme is on increasing seed replacement and the replacement of older varieties by newer ones. It offers much more than what the earlier programmes did, especially with respect to capacity-building, monitoring and planning.- An Estimation of Seed Feed Ratios and Waste Allowance for Major Pulse Crop in Maharashtra
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1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, IN
1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 51, No 4 (2009), Pagination: 377-394Abstract
There are many sources of leakage between production and consumption of food grains that not only include wastage of grains during various post-harvest operations but also at the stage of harvesting. The losses of grain may also occur due to destruction by pests, in transportation, and also on account of damage caused by mechanical agents such as birds, rains, shattering in the fields during harvesting, rodents, etc. The past estimates revealed that about 12.5 per cent of the total production of food grain crop was lost on account of quantity used for seed and feed as well as wastage allowances during various harvest and post-harvest operations. However, this estimate was re-assessed in the present investigation carried out in Maharashtra with respect to major pulse crop, which revealed around 11.5 per cent of the total production of rabi gram as lost on account of seed, feed and wastage allowances in the State. This is an indication of the fact that there has been some scope of making more quantum of pulses available to the ever-growing human population as the net availability works out at 88.5 per cent of the total production of rabi gram cultivated in the state of Maharashtra. The study emphasizes on the fact that as far as the future supply scenario is concerned, food security will become the major issue for India in the years to come in view of several constraints faced on account of further increase in food production, resource degradation, expansion of irrigation network, etc.- Flow of Credit to Farmers in Maharashtra: Experiences and Lessons
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Authors
Affiliations
1 Gokhale Institute of Politics and Economics (Deemed University), Pune 411004, IN
1 Gokhale Institute of Politics and Economics (Deemed University), Pune 411004, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 47, No 1-2 (2005), Pagination: 117-126Abstract
A sample of 50 households (25 households each from Kolhapur and Pune) was chosen over the period 1995-96 - 1999-2000 to basically study the credit experience of farming families depending on landholding size. Relative importance of formal and informal credit agencies in aggregate loans taken by small, marginal and large farmers, purpose of the loans, default rates, prevalence of excess demand for loans, if any have been analysed. One novel idea employed in the paper is that instead of credit rating agencies assessing the loan repayment capability of borrowers, the authors find out the length of relationship between a lender and its borrowers. Thus, small and marginal farmers may be seen to be the most trusted partners of cooperatives.- Rural Credit Delivery System in Maharashtra: Some Emerging Issues
Abstract Views :363 |
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Authors
Affiliations
1 Gokhale Institute of Politics and Economics (Deemed University), Deccan Gymkhana, Pune- 411 004 (Maharashtra), IN
1 Gokhale Institute of Politics and Economics (Deemed University), Deccan Gymkhana, Pune- 411 004 (Maharashtra), IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 47, No 1-2 (2005), Pagination: 127-148Abstract
An investigation into rural credit delivery system in Maharashtra shows slower growth in institutional finances through commercial banks, credit cooperatives, RRBs and LDBs, particularly during the decade of 1991-2000, which is mainly due to adverse environment created by the financial sector reforms. Due to unfavorable policy framework. the entire rural credit delivery system is reduced to a moribund state. High transaction costs and poor repayment performance are the twin ischolar_main causes of the moribund slate of rural credit delivery system. With a view to revive the agricultural credit delivery system, there is need to adopt innovative approaches like linking of Self-Help Groups (SHGs) and Non-Government Organizations (NGOs) with mainstream financial institutions. The revival of rural credit delivery system of Maharashtra also depends on strategies that are required for tackling issues such as sustainability and viability, operational efficiency, recovery performance, small farmer coverage and balanced sectoral development of the state.- An Economic Evaluation of Agricultural Financial Institutions in Maharashtra
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Authors
Affiliations
1 Gokhale Institute of Politics and Economics (Deemed University), Deccan Gymkhana, Pune 411 004 (Maharashtra), IN
1 Gokhale Institute of Politics and Economics (Deemed University), Deccan Gymkhana, Pune 411 004 (Maharashtra), IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 45, No 3-4 (2003), Pagination: 185-296Abstract
This study attempts to evaluate the functioning of various rural financial institutions operating in the State of Maharashtra with major focus on the working of Credit Co-operalives. Commercial BankS. Regional Rural Banks (RRBs), Land Development Banks (WBs) and Self-Help Groups (SHGs) extending finances to rural poor. The study shows slower growth in institutional finance through RFls in Maharashtra during the decade of 1991- 2000. The reason for slower growth in institutional finance is assigned 10 adverse environment created by the financial sector reforms. Mounting NPAs, high transaction cost and poor repoyment performance are cited as the ischolar_main causes of moribund state of rural credit delivery system in Maharashtra. Further, the study shows deterioration in financial health of credit co-operatives in the forward region and gross inefficiency in their functioning in the backward region of Maharashtra, which in turn is due to mounting NPAs of these financial institutions during the decade of 1990s. With a view to rejuvenate the entire rural credit delivery system of Maharashtra, the study categorically emphasizes upon the need to tackle the problems facing system, viz., mounting NPAs, high transaction cost and poor repayment performance, with emphasis on recovery of loans from large category of willful defaults. The study comes out with several strategies to overcome the moribund state of rural credit delivery system of Maharashtra, which not only encompass issues relating to sustainability and viability, operational efficiency, recovery performance and small farmer coverage but also balanced sectoral development.- Lessons from Management of Forest Resources in Maharashtra
Abstract Views :329 |
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Authors
Affiliations
1 Gokhale Institute of Politics and Economics (Deemed to be a University), Pune 411004 (Maharashtra), IN
1 Gokhale Institute of Politics and Economics (Deemed to be a University), Pune 411004 (Maharashtra), IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 42, No 3 (2000), Pagination: 268-285Abstract
Many states in the country have initiated various measures to protect their forest resources. Maharashtra is no exception to this phenomenon. An attempt, therefore, has been made in this paper to examine the extent to which this state is successful in comerving and managing its forest resources. The main foci of attention of this study are on evaluating various forest related indicators of Maharashtra such as distribution of forest area, oullurn of major and minor forest produce, income and expenditure pallern on state forestry, extent of social forestry, and afforestation, etc. The study revealed very interesting observations. One of the major observations of this study was the sharp decline in revenue receipts from state forestry, especially after the late eighties period. Very slow growth in total value of forest produce harvested and a sharp increase in total expenditure of state forestry were found to be the major causative factors responsible for this decline in revenue receipts. Although the Government has banned felling of trees in many parts of the state, it has also adversely affected not only the harvesting of forest produce and thereby revenue receipts from state forestry but also the working of Forest Labourer's Co-operative Society (FLCS) in the state. The study provides certain policy suggestions that will not only help the state to increase its revenue receipts from state forestry but also in respect of achieving its goal of maintaining ecological balance in the state.- Agricultural Exports of India with Special Reference to Non-Traditional Commodities: Future Prospects and Policy Issues
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 40, No 1 (1998), Pagination: 78-83Abstract
The advent of globalization, liberalization and privatisation in the wake of ushering in new economic policies has thrown up newer kind of challenges before the country that require some bold initiatives on the part of policy makers. The agricultural policy reforms have come upfront as a result of this economic liberalization in India and the new economic environment has led 10 significant changes in the export strategies encompassing the agricultural sector. Vertical integration of production and marketing agencies have brought about structural changes in the economy and in this pro-liberalization environment, the export of agricultural commodities without doubt have gained considerable strength due to their inherent export advantages. Nevertheless, under the changed economic scenario being witnessed during the early nineties. The relevant issues that could strike one are what prospects do the agricultural exports of India hold and what do the relative potential for exports of traditional agricultural commodities as against the non-traditional ones look like and what steps need to be initiated to realise such potentials. How better endowed India and other developing nations are to mutually cater to their vast expanding markets for agricultural commodities and to realise their true export potential in this respect. What prospects do the future hold in terms of export potential of various high value horticultural products in the fast changing international market conditions and in the light of agricultural trade liberalization pursued by various developed and deveoping nations.
In an attempt to address the above issues and as a prelude to have better understanding of the structural changes in agricultural exports, we have tried to analyse and evaluate the pattern of production and export trade of India in relation to changes that have taken place in the structure of production and export trade of Asia and the world over the past 15 years with special reference to non-traditional c.xports.
- Session - II
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 39, No 3 (1997), Pagination: 360-361Abstract
Groundwater is a crucial input in agricultural development and amongst the renewable natural resources, it commands a prominent position. However, its excessive use for irrigation has raised issues like sustainability of irrigation based agriculture. Hence, it became pertinent to discuss the manner in which use of groundwater can be sustained longer and it is equitably distributed.- Foodgrain Production in India: A Drive Towards Self-Sufficiency
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Affiliations
1 Gokhale Institute of Politics and Economics, Pune 411 004, IN
1 Gokhale Institute of Politics and Economics, Pune 411 004, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 39, No 2 (1997), Pagination: 219-239Abstract
India has witnessed an upward trend in the loodgrain output due to introduction of seed-fertiliser - water technology in the post-green revolution period. However this technology revolution could gain momentum only in Some select regions of the country and that too in terms of some cereal crops like rice and wheat. By and large, the impact of new technology, popularly known as HYV, was tardy and dismal in the case of pulses and coarse cereals. This gives a reflection that the growth in the production of superior cereals has been achived at the cost of coarse cereals and pulses through reallocation of land. Consequently the acreage as well as production of pulses and coarse cereals which are considered as important sources of proteins to the poor people have decreased considerably over time.- Managing Land and Water Resources for Sustainable Agricultural Development: Issues and Options
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 37, No 1 (1995), Pagination: 46-65Abstract
This paper addresses the issues related to dimensions, causes and consequences of groundwater over-exploitation and land degradation and strategies for managing these common production resources in Haryana.- Evaluation of the Implementation of the Central Sector Scheme on Promotion of Agricultural Mechanization in Maharashtra
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 37, No 2 (1995), Pagination: 203-206Abstract
Introduction of new seed-water-fertilizer technology in Indian agriculture has made greater changes in the use of machineries like pump-sets, tractors, sprayers, etc. Among the machineries, the diffusion of tractor is not uniform across the States. It is highly concentrated the areas where assured irrigation facility is available and among large farmers. But, owing to the commercialization of agriculture, the wage rate of both human and bullock labour has increased enormously in recent period.- Working of Milk Producers' Co-Operatives in Maharashtra
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Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 38, No 1 (1996), Pagination: 108-114Abstract
The past trend of production of milk in Maharashtra State has been quite encouraging. The State started showing quantum leaps and bounds in milk production from 1987-88 onwards when its milk production was 2.66 million tons. Thereafter. within 6-7 years the State's milk production figures touched 4.2 million tons. Undoubtedly, the dairy co-operative movement in the State has contributed in no small measure towards this substantial increase in the milk production. However, it seems that this movement could gain momentum only in some specified regions of the State. It is a matter of great concern that only a couple of regions (Pune and Nashik) in the State are contributing more than 50 per cent of the total milk production.- A Region-Wise Analysis of Impact of Farm Mechanisation on Draught Animal Power Availability in Maharashtra
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1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
1 Gokhale Institute of Politics and Economics, Deccan Gymkhana, Pune 411004, Maharashtra, IN
Source
Artha Vijnana: Journal of The Gokhale Institute of Politics and Economics, Vol 60, No 2 (2018), Pagination: 135-147Abstract
During the last four decades, the bovine economy of Maharashtra witnessed many changes. Contrary to studies which showed a decline in work animal population in some regions of the country, the draught animal population of Maharashtra has not declined much. The issue of economic viability along with socio-economic acceptability of species and breeds will become more pertinent under the changed situation in the state. Although the estimates reveal an increase in the intensity of mechanization, this did not seem to have contributed to any significant displacement of work animals per hectare of net sown area. Growth in mechanical power served largely as a supplementary source of animal power. The impact of tractorisation in respect of displacement of work animals was also very slow. Since the rate of mechanization of irrigation was faster than of tillage, its overall effect in terms of displacement of work animals has been slow. It can further be inferred that since the use of draught animals shows no significant growth, farmers should resort to modern techniques of tilling as a substitute to animal power. Finally, the increasing use of mechanical equipment for cultivation will increase the rural demand for energy, i.e., electricity, diesel, etc. Therefore, there must be adequate investment in power sector to meet the additional demand.References
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