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Performance of Scheduled Commercial Banks in Indian Financial System


Affiliations
1 I.K. Gujral Punjab Technical University, Gujranwala Guru Nanak Institute of Management and Technology. Ludhiana, India
2 Ludhiana College of Engineering and Technology, Ludhiana, India
     

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The economic development of a country is related to the efficient performance of the Indian banking sector. Profitability, Productivity and Efficiency of the Indian banking sector has gained importance due to huge competition and changing banking reforms. This study attempts to measure the differential growth and performance of the scheduled commercial Banks.

For this study, we have considered public sector banks, private sector banks and foreign sector banks. Hence, different parameters are used to measure the performance of Scheduled Commercial Banks like Employees, growth in deposits, operating expenses etc.

Overall the study found that the Public-Sector Banks are not as profitable as compared to other sector banks. For this, we give some suggestions to improve the performance of banks and also handle the challenges faced by the banks.


Keywords

Profitability, Scheduled Commercial Banks, Performance Parameters, Operating Expenses, Total Assets.
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  • Performance of Scheduled Commercial Banks in Indian Financial System

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Authors

Maneet Kaur
I.K. Gujral Punjab Technical University, Gujranwala Guru Nanak Institute of Management and Technology. Ludhiana, India
Satinderbir Kaur
Ludhiana College of Engineering and Technology, Ludhiana, India

Abstract


The economic development of a country is related to the efficient performance of the Indian banking sector. Profitability, Productivity and Efficiency of the Indian banking sector has gained importance due to huge competition and changing banking reforms. This study attempts to measure the differential growth and performance of the scheduled commercial Banks.

For this study, we have considered public sector banks, private sector banks and foreign sector banks. Hence, different parameters are used to measure the performance of Scheduled Commercial Banks like Employees, growth in deposits, operating expenses etc.

Overall the study found that the Public-Sector Banks are not as profitable as compared to other sector banks. For this, we give some suggestions to improve the performance of banks and also handle the challenges faced by the banks.


Keywords


Profitability, Scheduled Commercial Banks, Performance Parameters, Operating Expenses, Total Assets.

References